Mindful Monday
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Week 15: Everyone Is Making Money
– “Arre, my friend made 30% last year from this!” You hear it at dinner. Someone mentions an investment that has done exceptionally well. Another person says their cousin invested early. Someone else pulls out their phone and shows you the returns. Suddenly, your own investment doesn’t feel quite as good anymore. You start wondering:… Continue reading
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Week 14: Next Month, For Sure
– “Next month, I’ll start investing properly.” You’ve probably said it at least once. The salary comes in. Rent goes out. EMIs go out. Groceries, fuel, school fees, subscriptions, a few unexpected expenses and suddenly the month is over. So you tell yourself: “Next month will be different.” Next month, I’ll start that SIP. Next… Continue reading
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Week 13 : I Know the Name, So It Must Be Good
– “It’s from a very good company. Don’t worry.” That was enough to make him comfortable buying the policy. He was sitting with an insurance agent introduced through a family friend. There were brochures, premium figures, benefits and several conditions he didn’t completely understand. But he knew the company. He had seen the name on… Continue reading
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Week 12 : But I Paid for Nothing
– I’ve been paying this premium for seven years. And I’ve got nothing back.” It was a sentence that came up during a conversation about health insurance. There had never been a major hospitalisation. No large claim. No moment when the insurance company had to pay a substantial amount. So after seven years, the premiums… Continue reading
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Week 11: The Money Was Already Gone
– “I knew something was wrong. But I didn’t want to believe it.” That was how a client began describing a financial fraud during therapy. It hadn’t started recklessly. A relative had invested. A friend was making good returns. People around them were talking about the opportunity, and slowly, not investing started feeling like the… Continue reading
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Week 8: The Investment Advice That Comes From the Jewelry Box
– In many Indian homes, there is a piece of jewelry that carries a story. A grandmother’s gold chain. A mother’s wedding bangles. A set of coins bought years ago. And often, along with the jewelry comes a sentence: “Gold has always been there for us.” Maybe your family bought gold years ago. It appreciated.… Continue reading
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Week 7: When We Stop Looking for the Truth
– March 2020. Markets were falling sharply. Every day seemed to bring another frightening headline. Businesses were shutting down. The economy was uncertain. Investors were scared. And yet, something interesting was happening. Some investors were convinced that the market would recover. Others were convinced that the worst was still ahead. Both groups were looking at… Continue reading
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Week 3 : If Everyone Is Doing It, It Must Be Right… Right?
– Think about the last Indian wedding you attended. Someone bought a bigger diamond. Another family booked a grander venue. Someone upgraded their car just before the wedding. Within weeks, conversations begin. “Maybe we should also…” Not because we needed to. Not because we had planned to. But because everyone else seemed to be doing… Continue reading
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Week 2 : The Stories We Believe
— When a child in an Indian family receives their first salary, advice begins arriving almost immediately. “Buy gold. It never loses value.” “Purchase a house as early as possible. Rent is wasted money.” “Don’t put too much money in the stock market. It’s risky.” “Take an insurance policy. At least your money is safe.”… Continue reading
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Week 1 : The Most Important Investment You Make Is Not in the Market
Imagine it’s Union Budget Day. The television is on. News anchors are speaking faster than usual. Experts are predicting winners and losers. WhatsApp groups are flooded with messages: “Markets will rally tomorrow.” “Sell before it’s too late.” “This sector is going to benefit.” Within minutes, you find yourself opening your investment app. Nothing has changed… Continue reading
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